In case you didn't know, Louisiana is 2nd in the country in Highest Auto Insurance Rates. Gee, big surprise! HB372 by Kirk Talbot (R) was put forth to lower those premiums by lowering the cost of claims on insurance companies, and lowering the threshold of the amount that triggers jury trials from $50,000 to $5,000; and forcing Insurance companies to pass the savings on to customers.
By lowering the jury trial threshold, it forces those lawyers and clients who are now getting the instant settlement check to put forth the money and the effort to prepare and actually go to court to "prove" they are warranted ridiculous monetary payouts. As it stands now, your wife may accidentally tap into someone at 2 MPH, at a red light; and if it's the right person, they claim they are paralyzed. They hire a scumbag attorney, that scumbag tells the insurer he is going to file a suit on behalf of the injured claimant, and the insurance companies settles out of court to avoid costly trials, then automatically pass that scam payout on to us in the form of higher premiums. Pretty straight forward, right?
According to statistics, we have an absurdly overabundance of those claims here, and thus #2 on the; This place is **** list."
Good news is, it passed the full House yesterday 69-30.
Bad news is, it was not only on party lines, but disparagingly racial lines.
All 30 nays were democrats; 23 were black. Of the 69 yeas, only 8 were democrats and only 2 of them were black.
I think most people can see what is happening here.
This state will NEVER EVER get better as long as black politicians take sides on damn near every issue based on race.
Lowering EVERYONE'S auto insurance is a good thing for EVERYONE!!!!! That is if you actually pay for insurance!
Why would these pandering dumbasses think that awarding frivolous lawsuit payouts at the drop of a hat enhances the lives of their constituents or the lives of their fellow Louisianans?
Another prideful day in Louisiana!
By lowering the jury trial threshold, it forces those lawyers and clients who are now getting the instant settlement check to put forth the money and the effort to prepare and actually go to court to "prove" they are warranted ridiculous monetary payouts. As it stands now, your wife may accidentally tap into someone at 2 MPH, at a red light; and if it's the right person, they claim they are paralyzed. They hire a scumbag attorney, that scumbag tells the insurer he is going to file a suit on behalf of the injured claimant, and the insurance companies settles out of court to avoid costly trials, then automatically pass that scam payout on to us in the form of higher premiums. Pretty straight forward, right?
According to statistics, we have an absurdly overabundance of those claims here, and thus #2 on the; This place is **** list."
Good news is, it passed the full House yesterday 69-30.
Bad news is, it was not only on party lines, but disparagingly racial lines.
All 30 nays were democrats; 23 were black. Of the 69 yeas, only 8 were democrats and only 2 of them were black.
I think most people can see what is happening here.
This state will NEVER EVER get better as long as black politicians take sides on damn near every issue based on race.
Lowering EVERYONE'S auto insurance is a good thing for EVERYONE!!!!! That is if you actually pay for insurance!
Why would these pandering dumbasses think that awarding frivolous lawsuit payouts at the drop of a hat enhances the lives of their constituents or the lives of their fellow Louisianans?
Another prideful day in Louisiana!
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