Meplat

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  1. #1
    Donít troll me bro!

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    Auto pay ainít for me

    Man I watched this and cringed at the thought of something like this happening to me. I’m likely the only person I know that still pays all bills by mail and check.


    https://youtu.be/W_rh3LHiUHs


    It goes deeper for me. I like to maintain control of my finances as much as today’s world will allow. I’m sure very few people ever worry about anything ever going wrong until it does. If something like this doesn’t prove how easy the tap could be turned off I guess they’ve already got us. If nothing else it’s another good reason to keep a substantial amount of cash where you can get to it. I remember the first time I had to call my bank to ask permission to spend more with my debit card than my $2500 daily limit. I was pretty frustrated and it didn’t get any better when they told me it was their policy and there was no getting around it without calling and confirming. But everybody loves the electronic age and all the pretend money, so....
    Last edited by Magdump; May 1st, 2021 at 12:28 AM.
    Doesnít play well with TROLLS...

  2. #2
    LEO

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    Yeah, I don't do any autopay at all. Back in the day, when my bank automatically issued me a debit card instead of a standard, PIN required ATM card, I went in and specifically demanded the old style because I didn't want to chance someone having access to spend funds straight from my account if I happened to lose it or have it stolen. That card rode my wallet until it was breaking apart. They won't even do any non-debit options anymore, looked at me like I had a third foot growing out of my forehead when I asked.

  3. #3
    Marksman

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    I have autopay, cause I used to work remotely, and sometimes internet was barely there. I only had one issue, and it was actually my banks fault, They double charged everything on my debit, they fixed it that day. Won't use debit card for purchases any more.

    What I end up doing is, I have enough money, plus a few extra hundred in my checking, the rest stays in saving, in another bank. This protects you both ways. One if someone does 10 autopays, well who cares, i might be negative, but now the bank has to fix it. I can still open another account and pay my other bills elsewhere. And the other thing is, not all my money is gone. Maybe a good bit of it, but it isn't all of it.

  4. #4
    Newbie

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    Almost everything is credit card, but no autopay. I write about 6 checks a year.

  5. #5
    Marksman

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    Wtf is a check?

  6. #6
    La. CHP Instructor #409

    Premium Member

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    No auto pay here, All Bills are paid by check monthly.

  7. #7
    Marksman

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    I autopay the smaller items, but not my credit card payments. House payment was draft when I had a mortgage. Never had an issue. I am having so many issues with usps I can’t imagine mailing payments! I use very few checks and when I do pay directly I use credit card or electronic payment through my banks online system. And I agree that you need to keep funds available in a separate account - and your safe.

  8. #8
    La. CHP Instructor #409

    Premium Member

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    You should keep enough cash on hand to buy a 6 pack of Glocks.

  9. #9
    Marksman

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    Quote Originally Posted by JBP55 View Post
    You should keep enough cash on hand to buy a 6 pack of Glocks.
    ^^^This is sound advice that I learned after Katrina, keep a couple thousand in small bills handy, preferably split between two different secure locations.
    peak98
    "It is when the people forget God, that tyrants forge their chains" Patrick Henry

  10. #10
    Marksman

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    At normal price or post covid-19 prices... that does make a big diff lol...
    Quote Originally Posted by JBP55 View Post
    You should keep enough cash on hand to buy a 6 pack of Glocks.

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