petelanca
Well-Known Member
Anyone have any first hand experience with Life Lock being worth $12 month?
http://www.ftc.gov/lifelock
http://www.ftc.gov/lifelock
opinion on identity protection ins.
- Thread starter petelanca
- Start date
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tmlowe
enthusiast in training
Isn't lifelock the one with the commercial with the guy who parades around town with his SSN on the side of a truck. I heard he got his identity stolen, but can't confirm it.
rockmup
Please be my friend
hdfinder47
Ed
I've tried LifeLock and Discover service - but my CPA and my financial advisor both say that it's not worth the investment. Just fix it if / when it happens.
Some of the better homeowners policies automatically include $1000 of fraud protection in the policy.
I went through a credit card fraud problem some years ago. Turned out the cashier at a shoney's duplicated my debit card. Her boyfriend spend $1500 at Walmart w/ it. We got it back. They got arrested (secret service did a great job!). It was a hassle for 2 weeks but it was handled... didn't cost me a dime.
I went through a credit card fraud problem some years ago. Turned out the cashier at a shoney's duplicated my debit card. Her boyfriend spend $1500 at Walmart w/ it. We got it back. They got arrested (secret service did a great job!). It was a hassle for 2 weeks but it was handled... didn't cost me a dime.
DuckYou
Angry Wiener
http://www.idtheftassist.com/pages/affiliates/lsms
$91 a year for single or family, and they actually fix everything for you.
$91 a year for single or family, and they actually fix everything for you.
James Cannon
Well-Known Member
It's just one more scam that people are trying to capitalize on with people's fears rising. There is a large number of people who are scared of the internet and increasing technology, and so there are entrepreneurs out there willing to rape some cash from them while supplying nothing of any real value or purpose. They're selling "peace of mind" which is the greatest fallacy ever.
James Cannon
Well-Known Member
And that right there is the -reality- of fraud. No one will be able to do more than the credit card company is willing to do to pursue defrauders.
dustyk70
Shamed Liberty
Yeah, I got Lifelock. Had it for about 2 years, about the only thing it did for me was to stop alot of the pre approved credit card offers, and they filed for my credit reports for the first year then they wrote me a letter and said that they couldn't do this anymore. then this month they sent me a check for 10$ ( my settlement ammount?? Don't know why). I will not renew my subscription.
DuckYou
Angry Wiener
The service that I recommended is not an insurance product. It is a service that corrects the problem should your identity get stolen. It is a valuable service, especially if you are away from home.
RedNeckRuger
Well-Known Member
It is only $9 a month if you are NRA.
TomTerrific
Well-Known Member
I have been surprised with what my home owner/car insurances cover. I would suggest, before signing up with this service, asking your insurance agent what sort of protection you have thru his/her policies.
Additionally, you used to have some limited liability on the credit cards whether you reported them missing/abused or not. That may have changed, but I think real cards, as opposed to debit cards, offer very limited liability for their misuse.
I found out some time back that I could get roadside assistance from my insurer, USAA, for a ridiculously low fee, less than $5/6mo. This service calls around until they find someone that can come right then. I haven't changed a tire in 15y.
Before you sign up for what to you might be a minimal charge, get a trusted professional to evaluate what you need and offer suggestions.
Additionally, you used to have some limited liability on the credit cards whether you reported them missing/abused or not. That may have changed, but I think real cards, as opposed to debit cards, offer very limited liability for their misuse.
I found out some time back that I could get roadside assistance from my insurer, USAA, for a ridiculously low fee, less than $5/6mo. This service calls around until they find someone that can come right then. I haven't changed a tire in 15y.
Before you sign up for what to you might be a minimal charge, get a trusted professional to evaluate what you need and offer suggestions.
dustyk70
Shamed Liberty
Well this thread got me thinking, Sooo I called Lifelock to cancel it, And the guy tells me that since I had been a member since 2008 they would knock off 30% if I stayed (mind you that I was paying 225$ a year for my wife, daughter, and myself) and that would knock the price down to 170$ a year, I said nah still too high(nicely) then he said that he could go see if he could bump it down 40%, I said ok check it out. He puts me on hold and comes back saying it was ok. The price is now 145$ per year from now on. So if you have lifelock just call them and say the same(could save some money).
