I'm an avid bicycle rider, nothing competative, but more for exercise and the enjoyment of riding. In the past I have had 3 seperate incidents where once I was chased by a group of young thugs, then another time actually stopped and surrounded by another group of 6 or 7 young guys, then recently cut off by two idiots who wanted my bike. The second incident, where I was stopped in the middle of the street and a group of young thugs surrounded me, they wanted to know if I was the "po po". I told them that I was with the police department, thinking that these idiots would think twice about about harming a cop. I am not a police officer but thought telling them I was would make them go away, and thankfully it worked. What they wanted was my bike. I was lucky and that group of assholes let me go. After that incident I started carrying a handgun. The first two incidents happened as I was riding my bike back home from a VA hospital clinic appointment and I tried a short cut through a less than desireable neighborhood. Since I was at a clinic appointment at the VA I couldn't carry a handgun. I first started carrying a Ruger SP 101 but found it bulky and difficult to conceal. I don't mind carrying open but sometimes the attention I get makes it a problem. Since then I've been carrying a Ruger LCP. A much easier handgun to carry and conceal. I use either a Galco Nemesis pocket holster or a Galco Maverick that clips onto my belt. I have also given up on worrying about anyone seeing me on my bike with a pistol strapped to my hip. My safety is my concern and not what someone else might think or say. I figure that as long as I'm legal in carrying my handgun that's enough. I find it a rather sad indictment of our society that one can't even ride a bicycle without being armed.