I got the one that came with BCG and whatnot. Works for me. No issues, everything seems fine with it. not the prettiest of uppers and barrels but it serves its purpose!
I use a PTAC BCG in my AR pistol. After everyone crapped on it for not being "full auto nib coated made of leprechaun turds" I got it anyways for $89. It works. 500rds and counting. Will it break? Maybe. But it's in my toy gun for which I have no practical use. If it breaks, I'll pack it up for the day, swap it, or fix it and keep going.
I got one of their uppers with the melonite coated barrel, no BCG or charging handle, YHM free float railed a while back. Accurate and tight upper. No issues
PSA is solid. PTAC is their budget line; anecdotally a friend of mine had a problem with an out of spec bolt but PSA took care of it right away. I've got a PSA lower and had a PSA upper at one point and they're probably the best bang for the buck in ARs, so to speak. You can do better I imagine in terms of quality, but you hit increasingly diminishing returns very quickly.
Totally good to go. Built 2 budget builds with them. Over 300 rounds on one with out a single hiccup. Just remember it isnt chrome lined and for most people needs thats fine. PTAC is their budget line but on par with most $600-700 off the shelf ARs.