For the last couple years and maybe longer, I've heard commercials on the radio about how banks can be a great place to get advice and information on your finances. The commercials allegedly have real people talking about how the bank helped them manage their money and make it through a tough time in their lives. What I want to know is what is said to these people to help them. I've been banking for a long time and don't ever recall receiving any information on managing my finances. I've recieved info on loans, credit cards and earning points on your credit card and debit cards, but never any information on how to manage my meager funds in their bank. Most of the info I received was also a way for the bank to make money off of me. I learned about money matters from my parents, family members, school and books I read. Maybe it's me and my jaded outlook on things, but for the average person with average money I can't see a bank reaching out and trying to help you very much. If someone works at a bank and can provide me with some true stories of a bank helping someone please respond. To me, a bank is a semi safe place to keep money to use in your day to day life such as paying bills, financing a purchase and maybe a safe deposit box. If I'm looking for money advice I'd go to a true financial planner ( I know, some banks have those also, but your run of the mill tellers I see do not have this knowledge) Help the beeman sleep better tonight !
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