What sort of responses are flood-damaged members getting from FEMA or (for those insured) from your insurance company? My cousin had no flood insurance (their home had never even had flood waters in sight) and has been denied by FEMA (apparently makes too much?), so she and her family are looking into SBA loan or 401K loan. They did get the DSNAP card, and will be filing for the sales tax refund, but neither of those amount to much. Lots of decisions to be made!
Sadly, she had planned on retiring in 2-3 years, now that's unlikely! They're still coming to my house for showers and dinner, but often now sleep in their gutted home; I'd probably do the same. Their house is gutted but has power, a working toilet, functional HVAC, cable, and hot/cold water, so at least it's not like they're sleeping in a tent.
Sadly, she had planned on retiring in 2-3 years, now that's unlikely! They're still coming to my house for showers and dinner, but often now sleep in their gutted home; I'd probably do the same. Their house is gutted but has power, a working toilet, functional HVAC, cable, and hot/cold water, so at least it's not like they're sleeping in a tent.