Jindal
- Thread starter LouisianaCarry
- Start date
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If Jindal supports insurance companies over raising the limits to a more reasonable level and protecting the working mans second most expensive asset then he does not deserve our vote. What he should support is the funding for additional police dedicated to checks for insurance cards and require proof of insurance for all auto related transactions including person to person sales and auto repair IE you can't get your car fixed, new rims, tune up, park in a public garage downtown w/o current insurance. We have a sad tradition of make new laws because we do not enforce or fund our current laws with enough conviction. I would consider 1.5 X the cost of an entry level 4 door car as the minimum (20-30,000). I also have noticed that it is not always the poor who do not have car ins. many well off people do not think that the law applies to them as well ( I was hit by a attorney who had no ins.)
LouisianaCarry
Tactibilly
More State power is not the answer.
scubasteve
Well-Known Member
Self insurance. You wanna drive an overpriced piece of depreciating steel and plasctic. Go ahead, just make sure you have it insured properly. I'll keep on driving my paid for 7 year old pickemup and carrying my minimum insurance.
We as a state of free men need to declare civil war / open hunting season on the insurance industry and their cronies.
Hopefully the next Gubner will have the balls to start wacking state agencies and jobs. We hve way too many of them. Blankp increased the state jobs by over 1100 in the last session, using "hurricane recovery" as her excuse.
Freakin' $33 billion state budget for 4 million people. WTF!? They went and spent it all. KILL"EM ALL!!!!!!
We as a state of free men need to declare civil war / open hunting season on the insurance industry and their cronies.
Hopefully the next Gubner will have the balls to start wacking state agencies and jobs. We hve way too many of them. Blankp increased the state jobs by over 1100 in the last session, using "hurricane recovery" as her excuse.
Freakin' $33 billion state budget for 4 million people. WTF!? They went and spent it all. KILL"EM ALL!!!!!!
Hey, I'm not saying that everyone needs to have enough coverage to pay for the neighbor's BMW and Escalade. Just enough to cover the Tercel. That's not unreasonable. Also, a few companies (like Progressive) are sending out a letter when you hit one of their client's cars and don't have enough coverage. It says the car was worth $15K, you had $10K in coverage, you owe us $5K, payable in full or in monthly installments of $300 per month. I certainly don't want to pay another car note!
The issue isn't property damage (PD). That's the least of everyone's concern. At issue is bodily injury (BI). If you have a 20k policy and you are injured to such a degree where there policy is maxed and your policy has no first party provisions in place, how will your treatment be taken care of? Will your health insurance cover it? Nope. That means that you need to treat at a hospital and pay out of your own pocket OR the government will cover it. One of the largest reasons for personal bankruptcy in this country is due to medical bills. Scubasteve, you say the state needs to be free of all the insurance cronies; well, let's say you are hit by a drunk driver in a tercel with only minimal policy limits and you are put in a coma. You have minimal policy limits as well. How do you now plan to pay the hospital for the $250,000 in medical bills you now owe? That's why I carry a 100/300 policy.
I was avoiding the injury side of this issue. What actually happens if you get hurt in an auto accident your health pays, you pay your co-pay, deductible, and prescriptions. Then you bring your insurance company the out of pocket bills. They pay from your medical payments coverage (assuming you carry some) or liability (if its been determined yet) or uninsured motorist (if that comes into play). Eventually your health carrier presents the bill to your car insurance carrier and they pay out whatever is left. Pain and suffering is what really complicates the problem.
If the state would standardize the payments for injuries things would improve significantly. For example, $500 for a minor fracture, $2000 for a back strain, $300 per physical therapy session, etc. That would remove the need for attorneys to handle these injury claims...
If the state would standardize the payments for injuries things would improve significantly. For example, $500 for a minor fracture, $2000 for a back strain, $300 per physical therapy session, etc. That would remove the need for attorneys to handle these injury claims...
LouisianaCarry
Tactibilly
More State intervention is not the answer.
This could be easily handled by the LA insurnace commision as a claims procedures memo. It could be handled quietly and easily. They could average the payouts for the last 2 years on different types of accident injuries state wide which would provide a fair settlement sum. It wouldn't eliminate the payouts to attorneys, but would simplify things. The attorneys shouldn't object because it would be fair.
I saw an interesting statistic a while back. People in LA have more extensive diagnosis for injuries for the same amount and types of vehicle damage than anywhere else in the US... Are we more fragile here than elsewhere in the US? Maybe its the humidity.
I saw an interesting statistic a while back. People in LA have more extensive diagnosis for injuries for the same amount and types of vehicle damage than anywhere else in the US... Are we more fragile here than elsewhere in the US? Maybe its the humidity.
Raising the insurance limits would be a waste of time when there are tens of thousands of drivers without insurance to begin with. Raising the limits would mean that many more people going without.
Also it would probably make insurance that much more expensive. No thanks.
Also it would probably make insurance that much more expensive. No thanks.
If it makes you feel any better, we consider driving on a suspended license a major violation (like a dwi, counts 5 years instead of 3, big insurance cost increase if we'll even write it).
This again brings up the illegal alien problem. I'm hearing from Kenner cops they are being told to only arrest for felonies, let the rest go, since they won't deport for midemeanors. Is this true state wide? I've had several clients hit by illegals where they flee the scene. Guess who pays for that... It should be legal to open fire on a car leaving the scene of an accident (as well as having rap music too loud- I've always wanted to toss a flashbang into one of those cars!)
This again brings up the illegal alien problem. I'm hearing from Kenner cops they are being told to only arrest for felonies, let the rest go, since they won't deport for midemeanors. Is this true state wide? I've had several clients hit by illegals where they flee the scene. Guess who pays for that... It should be legal to open fire on a car leaving the scene of an accident (as well as having rap music too loud- I've always wanted to toss a flashbang into one of those cars!)
LouisianaCarry
Tactibilly
LSP, used to be that you were one of the top three people on the boards I went to that aggravated me, but I don't remember you doing that in a long time. Now I usually notice helpful posts from you. Right on. Now, if we could get you to stop bad-mouthing my home State all the time, maybe we could go shooting. 
LouisianaCarry
Tactibilly
I am all for agreeing to disagree. The problems on GT came in because I (and others on that thread) felt like you were being very disrespectful. I treat people with respect unless they just won't allow me to. I am all for us being able to have rational discussion.
LouisianaCarry
Tactibilly
I OC every day (I also ccw in select areas for specific reasons).
I have never had the slightest problem, but I have managed to start conversations with several people because of it and get people plugged in to the shooting community and spread awareness of LA Carry and our new range (Long Range Alley) and other such topics.
The threats are largely phantom menaces, in my experience. The benfits are tangible and frequent.
I am not trying to argue, just point out that I am not trying to "wrap myself in the flag and whine about the Constitution," as you put it.
I know we cannot agree. I was hoping we could 'agree to disagree.'
I have never had the slightest problem, but I have managed to start conversations with several people because of it and get people plugged in to the shooting community and spread awareness of LA Carry and our new range (Long Range Alley) and other such topics.
The threats are largely phantom menaces, in my experience. The benfits are tangible and frequent.
I am not trying to argue, just point out that I am not trying to "wrap myself in the flag and whine about the Constitution," as you put it.
I know we cannot agree. I was hoping we could 'agree to disagree.'
Personally, I wish they would have just made concealed carry legal without a permit assuming you are legally capable of owning a firearm. I don't like the hassle of reapplying and paying every few years for something that the states don't have the right to regulate in the first place. Criminals are going to carry whether its legal or not. I don't like being identified as a gun owner publicly. I think the shooting test they administered was a joke. I think the range was 10' at a man sized stationary target slow fire. That only proves that you can operate a firearm.
I can see plusses and minuses to legalizing open carry. Open carry in New Orleans would be interesting... I know I'd hate to be a road cop the day after that took effect!
I can see plusses and minuses to legalizing open carry. Open carry in New Orleans would be interesting... I know I'd hate to be a road cop the day after that took effect!
LouisianaCarry
Tactibilly
Open carry is fully legal now.
But will the NOPD let you?I have never seen anyone open carry here unless they were law enforcement.
LouisianaCarry
Tactibilly
Some people are not able to do these kinds of things because of family/work/other responsibilities, but for the right person, if you did it right so that you had evidence/witnesses- you could get paid quite well for being falsely arrested for open carrying. It is ok to do that which is legal/moral. NO residents should stand up to corrupt law enforcement. I open carry in Metro Shreveport/Bossier every day. Cops see me. I don't have problems. If your area does- it is up to those who live there to fix that. It is only going to get worse on it's own. It is important to have witnesses/evidence, though. There was a man falsely arrested last month for open carrying in BR- the cops lied on the report and said he was carrying concealed. You want to avoid it being your word against a good-ole-boy's in LA.
