Cancelled my USCCA membership today…

Manimal said:

p.s.

I love coffee too, and Community Coffee has done more for Louisiana than BRCC/USCCA ever will. I'll probably stick with them as my generic default, and when I want "special" coffee I'll buy it from people who actually care about coffee, sourcing/producing especially small and specialty batches, rather than supporting a company that likely rebrands products and pretends its authentic while pushing bul***** stereotypes of what Veterans are supposed to look & act like so they can make more money off of a small and already heavy manipulated group of people. I see them as parasites looking for easy hosts, personally.

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WilsonCombatant said:

I drink the yellow canned cafe du monde. Switched to Folgers temporarily and it’s not doing anything for me.

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AustinBR said:

I get this coffee roasted fresh and sent:

https://www.amazon.com/dp/B00B10E76G?psc=1&ref=ppx_yo2ov_dt_b_product_details

My favorite is the Ethiopian Guji.

One important note with this seller is to change the one-time-purchase from Amazon Prime (2 day shipping) to the "Other Sellers" option where you purchase directly from the company. They will roast the coffee within 1-3 days of the order and then ship it out directly to you.

The order sent from Amazon is pre-roasted and isn't as fresh as getting it roasted to order.

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WilsonCombatant said:

I’ll give it a try. I gotta go out of my way to get the cafe du monde, and they charge pretty high shipping if I buy direct.
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krotsman said:

Ok, first off, coffee is gross. Second, why do we ALWAYS go so far off topic???

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2tix2gunshow said:

I am not a lawyer and the following is not legal advice.

Regarding liability coverage: Look for an exclusion called intentional acts. Regardless of whether the act was prudent self defense most policies exclude any intentional act that results in harm. Most people have a homeowners policy and an umbrella; homeowners is primary and will almost certainly have this exclusion.

Also, in Louisiana your homeowners needs to have a personal injury rider/endorsement to cover even unintentional acts. Many policy holders miss this.

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Magdump said:

A firm that promised to cover my legal expenses/provide an attorney if I’m ever in a pickle over a self defense shooting. If you haven’t seen the ads or heard about them by now, go check them out. My YouTube feed has been bombarded by stories about these guys literally turning against their clients. This is not the first story I’ve heard about them backing out of a claim. What’s worse is how they went about it. More than once, they passed judgement on the client. I made an informed decision and cancelled my membership/coverage. It’s one thing for a service like this to refuse a claim. It’s another altogether to turn on and pass judgement on a client on the public stage. I’m thinking a prosecutor could use that to sway a jury. I’d rather take my chances with a local attorney and my own purse. If any of you have or are thinking about any type of defense shooting insurance, please do your homework.
I’m not saying CCW insurance is a bad idea, as I’m currently researching and looking for an alternative, but I’m convinced USCCA is not the one for me.

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JimmyJames said:

Sorta kinda. It's also defined in policies as "Expected Or Intended Injury". But in an all-risk policy there is generally a provision stating:

Exclusion: "Bodily injury" or "property damage" which is
expected or intended by an "insured", even if
the resulting "bodily injury" or "property
damage":
a. Is of a different kind, quality or degree than
initially expected or intended; or
b. Is sustained by a different person, entity or
property than initially expected or intended.
However, this Exclusion does not apply to
"bodily injury" or "property damage" resulting
from the use of reasonable force by an
"insured" to protect persons or property;

In that case, the following generally applies:

If a claim is made or a suit is brought against an
"insured" for damages because of "bodily injury"
or "property damage" caused by an "occurrence"
to which this coverage applies, we will:
1. Pay up to our limit of liability for the damages
for which an "insured" is legally liable.
Damages include prejudgment interest
awarded against an "insured"; and
2. Provide a defense at our expense by counsel
of our choice, even if the suit is groundless,
false or fraudulent. We may investigate and
settle any claim or suit that we decide is
appropriate. Our duty to settle or defend ends
when our limit of liability for the "occurrence"
has been exhausted by payment of a judgment
or settlement.

There are limitations in where and how that coverage applies of course, as well as only up to your limit of liability coverage.

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2tix2gunshow said:

Looks like you have decent coverage. Who is your insurance through? I would like to switch because mine has an intentional act exclusion.

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krotsman said:

I wonder if you have to list all your firearms to get insurance? Registration DB without being an actual "registration DB"?or at the very least, registering firearms owners if not the actual firearms?

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hotbiggun said:

If you think you ard going to get a trial lawyer for 3 easy payments of $19.99 a year, You are smoking crack

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krotsman said:

I wonder if you have to list all your firearms to get insurance? Registration DB without being an actual "registration DB"?or at the very least, registering firearms owners if not the actual firearms?

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hotbiggun said:

If you think you ard going to get a trial lawyer for 3 easy payments of $19.99 a year, You are smoking crack

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