Cancelled my USCCA membership today…

[Magdump]

A firm that promised to cover my legal expenses/provide an attorney if I’m ever in a pickle over a self defense shooting. If you haven’t seen the ads or heard about them by now, go check them out. My YouTube feed has been bombarded by stories about these guys literally turning against their clients. This is not the first story I’ve heard about them backing out of a claim. What’s worse is how they went about it. More than once, they passed judgement on the client. I made an informed decision and cancelled my membership/coverage. It’s one thing for a service like this to refuse a claim. It’s another altogether to turn on and pass judgement on a client on the public stage. I’m thinking a prosecutor could use that to sway a jury. I’d rather take my chances with a local attorney and my own purse. If any of you have or are thinking about any type of defense shooting insurance, please do your homework.
I’m not saying CCW insurance is a bad idea, as I’m currently researching and looking for an alternative, but I’m convinced USCCA is not the one for me.

 

[rm2092]

I have not renewed mine for the same reason, what about https://attorneysonretainer.us/ ?

I have trust issues really bad so I dont know who to believe now, there all just after our money, its like car insurance at times that really suck.

 

[davidd]

Please update us on what you find.

 

[krotsman]

Again, not being a shill for this, but Lonestar Firearm Defense (not insurance) gave an interesting seminar at FRC a couple of weeks ago and are going to try and do it every month. It was worth going to even if you don't buy into their service.

 

[Bigchillin83]

I’m sure they are like every other ins company, try to pay the least for settlements , drop you when they can, utilize the cheapest method to repair or work for you, have to beg them for assistance… ect ect.. all ins is a scam.. and this is no diff

 

[Jstudz220]

I have US law shield. I’ve been seeing stories like this and have been feeling like maybe I’m wasting my $30 every month. Anyone know about US Law shield? I guess it’s time to do some home work

 

[rm2092]

I just do not know who to trust and who reads all the fine print when sighning up ? I carry every day and it will be an extreme last resort becuase if i see something happening I'm getting the F out if i can.

 

[WhereIsIt?]

From what I've read, the issue with have insurance is if you are found guilty then they can't cover the costs. Something about it's against the law to pay out a claim on something that is illegal.

That's why some are recommending to get a lawyer on retainer.

 

[IlivnDaBoot!]

First of all ALL insurance companies are legalized pyramid schemes that the government allow because it can be tracked and taxed. Me and my friend were discussing how if you and a group of friends decided to put 1000 dollars in a pot and the every time you made it to the top you get the pot and just add 1000 back to keep it circulating, the government would come after you because they couldn't collect the taxes. But insurance companies uses people money to pay claims but have the nerve to close up shop if too many accidents or natural disasters occur. We pay all our lives into insurance and if you NEVER filed a claim you shouldn't be forced to pay until you use your money up.

 

[Bigchillin83]

First of all ALL insurance companies are legalized pyramid schemes that the government allow because it can be tracked and taxed. Me and my friend were discussing how if you and a group of friends decided to put 1000 dollars in a pot and the every time you made it to the top you get the pot and just add 1000 back to keep it circulating, the government would come after you because they couldn't collect the taxes. But insurance companies uses people money to pay claims but have the nerve to close up shop if too many accidents or natural disasters occur. We pay all our lives into insurance and if you NEVER filed a claim you shouldn't be forced to pay until you use your money up.

That’s my point or with home owners ins… when you finally make a claim for like hurricane you have to argue with them over what’s actually covered and wether it was actually flood water or blaa blaa blaa, and if you ever do “ok” on a claim good luck cause the next year your ins rate will jump and or get dropped cause you actually utilized your coverage you have been paying on for years

 

[Tonyaav]

I use Firearms Legal Protection. Years ago at a renewal at FRC ,they pitched them. Have always gotten someone on phone immediately when updating payment or a question. Anyone know anything bad about this particular company? Been paying them for years.

 

[twinin]

One was found not guilty on manslaughter or murder and was ruled self defense but was found guilty on discharging indoors in a mall.

USCCA denied coverage and did a clawback because he was guilty on that one count

 

[rm2092]

Lots of Youtube videos on that one.

 

[Manimal]

I researched them/read their documentation and found way too
many outs and ways to deny coverage. It seemed like they started coverage by looking for a technical way out of providing it.

 

[drill sgt]

Any form of insurance is legalized form of gambling.... You by paying for the service are gambling they will pay out and make you whole...... And the insurance companies are gambling that they will do their best to limit the payout amount....... All of this is government allowed......................... drill sgt.

 

[WilsonCombatant]

I dunno what to think when influencers push bad products. Colion noir with uscca, mike glover and Jack Carr endorsing black rifle coffee company. I guess if they’re getting paid to do it, why not.

 

[Bigchillin83]

I dunno what to think when influencers push bad products. Colion noir with uscca, mike glover and Jack Carr endorsing black rifle coffee company. I guess if they’re getting paid to do it, why not.

They get paid to influence, doesn’t me it has to be a good influence lol just one that makes them money, more views and likes all equal more money, so they can play on YouTube while we work 9-5 and pay for they’re high $ narcissistic life style to try all the latest and greatest and brag about it while they influence us lol

 

[MichaelPopulus]

I dunno what to think when influencers push bad products. Colion noir with uscca, mike glover and Jack Carr endorsing black rifle coffee company. I guess if they’re getting paid to do it, why not.

Whats wrong with BRCC?

 

[machinedrummer]

Did they pro rate and refund your money? I’ve heard the same reports. It seems they are managed by Steve Miller now…Take the money and run.

 

[WilsonCombatant]

Whats wrong with BRCC?