Alright here's the deal- I got pulled over the other day and got a hefty speeding ticket in a little "speed trap" town. I ended getting a ticket for speeding and careless. Just so you know this is not like me. The officer told me once I call to find out about the fines to ask how I can keep this off my record since prior to this I have a clean record. I assume he was talking about an article 894. I am not familiar with this so how does it work? I am aware that I still have to pay the fines but does it keep it off my insurance? Also is this a "one time only" deal? And also will it cover both charges or just one of the two? Is it the same as going to traffic school? Sorry about all the questions but I am a transplant of 10 years here and never heard of this before. Thanks.