Flood Insurance - UNREAL

[Jack]

This coming from someone who has multiple aliases on a shooter forum.

Which Alarm Company you work for Nola? Hopefully not ADT? I'm looking for an excuse to boot that company from my home.

And the personal nature of the attacks are more thoroughly revealed. So, it has nothing to do with this thread really, it has to do with you thinking I have "multiple aliases on a shooter forum."

So, which one of your friends did I tell off, to make you mad at me? Please respond in a PM, because I don't want to make this thread any worse than it already is.

 

[gonepecan]

People from Jefferson Parish, or even Ascension Parish, calling someone who lives in Plaquemines Parish stupid....are pretty stupid themselves.

We're all on the same alluvial plain guys. Old Muddy has the power to turn us all into marine life.

 

[jcbvh]

Comments re-tracked.

 

[Jack]

I'm not "mad" at anyone. I made my point. I think we all have.

We are all acting like assholes. On Easter Sunday too.

Fair enough, I sent you a PM anyways.

 

[CatCam]

It's all cool. Public apology to Jack and My-rifle. Any personal comments about you I take back. Frustration of the situation that has slapped me square in the face and have made me make comments I shouldn't have made.

Just a tough couple of months - I actually found this site searching for info on AFFS. Yes, I'm one of the victims of that scam as well....

Anyone want to go to the Casino with me????........(kidding!)

Happy Easter - Enjoy yourselves today.

CatCam

 

[jcbvh]

Yeah, I re-track all negative comments to Jack. He and I took it to PM, and think all is good.

 

[Jack]

It's all cool. Public apology to Jack and My-rifle. Any personal comments about you I take back. Frustration of the situation that has slapped me square in the face and have made me make comments I shouldn't have made.

Just a tough couple of months - I actually found this site searching for info on AFFS. Yes, I'm one of the victims of that scam as well....

Anyone want to go to the Casino with me????........(kidding!)

Happy Easter - Enjoy yourselves today.

CatCam

Its fine, if I was in your shoes I would be pissed as well. I hope things work out well for you.

 

[Nomad.2nd]

It's all cool. Public apology to Jack and My-rifle. Any personal comments about you I take back. Frustration of the situation that has slapped me square in the face and have made me make comments I shouldn't have made.

Just a tough couple of months - I actually found this site searching for info on AFFS. Yes, I'm one of the victims of that scam as well....

Anyone want to go to the Casino with me????........(kidding!)

Happy Easter - Enjoy yourselves today.

CatCam

You can still call me an *******.... I don't think anyone (Including me) will take offense or disagree!

 

[TomTerrific]

Its fine, if I was in your shoes I would be pissed as well. I hope things work out well for you.

As well all do.

Someone asked the Master what was his secret to serenity. He replied, "Wholesale cooperation with the inevitable."

 

[CEHollier]

I will say this and digress. If I ever have a problem and need advise I will go elsewhere to seek it. Once upon a time this forum was a good place to get advice from like minded people with diverse life experiences. Sadly it has become a place of ridicule and scorn. I'm speaking of this and other recent posts. Happy Easter everyone.

 

[dixiejarhead]

You can still call me an *******.... I don't think anyone (Including me) will take offense or disagree!

Yeah, but you ARE an *******! lol

 

[TomTerrific]

Yeah, but you ARE an *******! lol

Isn't it nice that people think so much of you, Nomad, 2nd?

 

[dixiejarhead]

Isn't it nice that people think so much of you, Nomad, 2nd?

 

[LACamper]

BTW – I was looking at VE and not AE rates, so my new rates will be around $10K.


CatCam

Where are you looking? I just looked at the rates that are in effect as of Jan 2013 and nothing has changed. Additionally, if you're in an AE zone and more than a foot under the base flood you have to submit an application to FEMA to get a quote as the rates are not published. Did you do that?

 

[The OD]

I lived DTR when Katrina hit and got wiped out. Got caught up in the insurance company's deceit then and it took a long time to recover. I hate to say this but I saw this coming and moved then. I have people who live in the same area as you (Sarah Victoria lane). it's a hard pill to swallow. I was born and raised there, it was tough leaving. Praying for everyone DTR.

 

[Nomad.2nd]

Isn't it nice that people think so much of you, Nomad, 2nd?

I'm feelin the love....

 

[CatCam]

Where are you looking? I just looked at the rates that are in effect as of Jan 2013 and nothing has changed. Additionally, if you're in an AE zone and more than a foot under the base flood you have to submit an application to FEMA to get a quote as the rates are not published. Did you do that?

No, I didn't contact NFIP however, I went to the NFIP meeting held at BC Auditorium for my info. My zone has been changed from a "B" to "AE". My BFE went from a +1' to a +9'. My home foundation is at +4.1', so I'm 5 feet BELOW the new elevation. For $200,000 dwelling and $80,000 contents IF I were at 9' my rates would be $1,636, if I were at 8' my rates jump to $5,042 and I was told to factor in approximately $1,000 for every foot below that mark. So, by best guestimate I'm looking at $10K.

Talk about sticker shock!

 

[CatCam]

I lived DTR when Katrina hit and got wiped out. Got caught up in the insurance company's deceit then and it took a long time to recover. I hate to say this but I saw this coming and moved then. I have people who live in the same area as you (Sarah Victoria lane). it's a hard pill to swallow. I was born and raised there, it was tough leaving. Praying for everyone DTR.

Thanks for the prayers - much needed right now. Yes, Sarah Victoria is about two miles down from me. I too was born and raised here, amazing that my mother lives 5 miles up from me of the "other side" of the flood wall and her rates are actually going down. Wow - what a slap in the face. My rates will go from $365 to $10,000ish -- so yes my rate will go up 27x what I'm currently paying while others go down. Wow.

I would agree with anybody that would say my rates were too low. Yes, they are. Raise them.....but to a level that doesn't completely strip the value from my home that I've spent the past 17 years paying off. I would say grandfather and cap the rates. $2,000 year would hurt a bit BUT it's not a deal breaker for someone who would want to live in this area in close proximity to the Refinery, Chevron Oronite, IMT Coal, Naval Air Station and some of the best fishing in the world. They have essentially made 17 years of payments worth nothing. I'm still in shock.

We do have a $692,000,000 project ongoing for our back levees BUT these are Non-Federal levees and we don't know if they will/can be incorporated into the Flood Maps and to what extent it would change our Flood Zone and BFE's. Fingers Crossed.

 

[thatguy]

The Bayou Gauche area in St. Charles has been protected for years by the Sunset Drainage District. The feds have decided not to recognize these levees and left everybody down there in the same boat you are in.

 

[CatCam]

The Bayou Gauche area in St. Charles has been protected for years by the Sunset Drainage District. The feds have decided not to recognize these levees and left everybody down there in the same boat you are in.

We are setting up a meeting with the parish assessor's office to demand that our homes be immediately reassessed because of this Biggert-Waters Act to make us completely property tax exempt. For a lot it wont make a big difference but for some of us it will save us a couple thousand dollars. We feel all that are effected should do the same.