update: went to the dealership twice this week and drove the tacoma and the 4runner.
I really, really, really like the trail edition 4runner. my decision now is largely based on needing the bed or the extra cushy suv. For a similar price, that 4runner is quite an improvement over former model toyota suv's. I was really shocked at its factory offroad capability, especially considering its without lockers.
One or either will be my purchase.
fyi- talking to accounting today. if company is paying 50% of my lease (as they said they would) I'll lease and make sure a buy-out option is included. if company won't, i'll be buying the truck and giving them 'old faithful'- should be a solid 5-6k trade. USAA has 0.5% financing for 48mos now... hard to pass that up.
Damn good deal. What kind of work do you do to where they'll pay half of your lease? I would assume it involves a lot of travel.