I've seen it happen more than once. Two of the times the person shot himself in the privates. Once through the scotum, the other time through the base of the shaft of the penis. Usually they hit themselves in the leg though as I've seen that far more often.
Personally I value my private areas more than the cost of a pocket holster. I can't put a price on your privates.
Dave
Not discounting your experience; how many of those self inflicted wounds came at the cause of an "un-cocked" SA/DA pistol?